Affirm Terms of Service

Buy now, pay over time

Get approved for 0-36% APR financing on purchases of $250 or more. Subject to credit check and approval. Down payment may be required. Your rate will be 0-36% APR based on credit, and is subject to an eligibility check. Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required.

Simple, no-fuss financing

No hidden costs. You'll know what you owe without any surprises.

Financing the right way

Affirm doesn't charge fees and you won't be penalized for paying your loan off early. Annual percentage rates range from 0-36% APR.

Payment you control

Select the number of months you'd like to make payments over and the amount you'd like to pay each month. You are in control.